Rates and fees

Transparent pricing. No hidden spreads.

Sage charges one flat platform fee per completed trade. The rate you agree with your counterparty is the rate you get. We never mark it up.

Platform fee

0.15%

of the trade’s GHS notional value, charged to both buyer and seller on completion. Displayed clearly on the order screen before you confirm.

01Worked example

A 1,000 USDT buy.

You agree to buy 1,000 USDT at a rate of GHS 15.00. The GHS notional is 1,000 × 15.00 = GHS 15,000.

  • Trade value: GHS 15,000
  • Sage platform fee (0.15%): GHS 22.50
  • You pay in total: GHS 15,022.50
  • You receive: 1,000 USDT to your whitelisted wallet

The seller pays the same 0.15% fee on their side of the trade.

02Third-party costs

Costs Sage does not control.

  • Bank wire charges imposed by your bank or correspondent bank on GHS transfers.
  • Blockchain network fees (gas) charged by the USDT or USDC network when Sage releases crypto to your wallet. These are paid out of the release amount at network rates.

These are your responsibility and are separate from Sage’s platform fee.

03Settlement windows

Choose your speed.

Settlement windows available on Sage:

15 minutes30 minutes45 minutes1 hour2 hours3 to 6 hours
04Changes

Notice of changes.

We give at least 30 days’ written notice before introducing a new fee or increasing an existing one, in line with our Terms of Service.

You’ll receive an in-app notice and an email to the address on your account.

Start trading stablecoins today.

Create your Sage account, complete verification once, and trade GHS for USDT and USDC at your own rate.